Disclaimer
The single source of truth for every disclaimer HypeCity uses across the platform — footer strip, AI-generated output, PDF reports, and the US tax warning. If you see a disclaimer that contradicts what's here, the version on this page wins.
1. Why every page has a disclaimer
HypeCity publishes opinions, scores, and AI-generated narratives about real estate. Real estate is regulated. The line between "research" and "advice" varies by country, and the cost of crossing that line accidentally is high — for us and for you.
We use four standard disclaimers across the platform, each tuned to the surface it appears on. They all say the same thing: HypeCity is research and information, not advice.
3. AI output disclaimer
This is embedded near every AI-generated output: bios, narratives, the Deal Analyzer, persona-tuned recommendations.
This text was generated by an AI model from public and proprietary data. It is not personalized investment advice and may contain factual errors, outdated figures, or model artifacts. Always cross-check with primary sources before acting on any number, rate, or trend mentioned.
If you find a material error, email methodology@hypecity.com — we maintain a public correction log.
4. PDF report disclaimer
This appears on the inside-cover page of every PDF report HypeCity generates.
This report is research and information, not investment, legal, or tax advice. HypeCity Intelligence Ltd. is not a registered investment advisor, broker-dealer, real estate brokerage, or fiduciary in any jurisdiction. The data, scores, and narratives in this report may contain errors, omissions, or estimates that differ materially from current market conditions; before acting on any figure you must verify it against primary sources and consult licensed professionals in your country of tax residence and the country where the property sits.
By reading this report you agree that any decision you make on the basis of its contents is solely yours, and HypeCity's total liability for any claim arising from this report is limited to the amount you paid for it (or US$100, whichever is greater).
5. US tax warning (FATCA / FBAR / FIRPTA)
This appears prominently anywhere we surface a property, deal, or scenario aimed at US-based buyers.
If you are a US person, foreign real estate triggers US tax reporting obligations.
Holding international property may require you to file:
- FBAR (FinCEN Form 114) if foreign financial accounts associated with the purchase exceed US$10,000 at any point in the year
- FATCA (Form 8938) if you exceed the foreign asset reporting threshold (varies by filing status and residence)
- Form 5471 / 8865 if you own the property through a foreign corporation, partnership, or LLC
- FIRPTA withholding considerations if you later sell US property as a foreign person, or if a US person sells foreign property to a US buyer
Failure to file these forms can carry severe civil penalties (often 50% of unreported account balances) and, in some cases, criminal exposure. Consult a US-licensed CPA or tax attorney with international experience before you wire funds. HypeCity does not provide tax advice and cannot file these forms for you.
The above is generic and not exhaustive. Reporting thresholds and rules change. The IRS publishes the current rules at irs.gov; cross-reference with a CPA familiar with the country you're buying in.
6. General principles
The following apply to everything we publish, regardless of which disclaimer flavor is shown:
- Research, not recommendation. We score and rank, but we don't tell you to buy or sell anything.
- Estimates, not guarantees. Yields, growth rates, and risk scores are model-derived. Real markets diverge.
- Past is not future. Historical performance is not a forecast.
- You are responsible for due diligence. No score replaces a property inspection, title search, legal review, or local tax consultation.
- Cross-border investing is harder than domestic. Currency, taxes, residency, ownership rights, financing, and exit liquidity all change.
7. Not a broker
HypeCity is not a real estate brokerage. We do not list properties for sale, hold escrow, sign deals on your behalf, or facilitate the closing of any transaction. When we link to third-party listings or brokers, we do so for context only — we receive no fee, and the relationship between you and that third party is yours to manage.
8. Not an investment advisor
HypeCity is not registered as an investment advisor, broker-dealer, or any analogous regulated entity in any jurisdiction. We publish neighborhood-level information and rankings; we do not offer personalized recommendations on the merits of any specific property, security, or transaction.
In the US, our content qualifies as financial publishing protected under the publisher's exemption to the Investment Advisers Act of 1940. In the EU, our content is generic research not constituting "investment advice" under MiFID II. In Israel, our content is generic and does not constitute "investment marketing" under the Regulation of Investment Advice Law, 5755-1995. None of these positions are legal opinions; they describe our intent and our practice. If a regulator in your jurisdiction takes a different view, that view governs.
9. Data accuracy & limits
We document every data source on our methodology page, including update frequency and known limitations. The short version: most catalog data is refreshed monthly to quarterly; AI-generated narratives are refreshed on demand; political-risk scores are quarterly; cost-of-living estimates carry per-row provenance markers (rolling out Wk2).
HypeCity makes no warranty that any field is accurate, complete, current, or fit for any particular purpose. To the maximum extent permitted by law, we disclaim all warranties, express or implied. Liability limits are spelled out in the Terms of Service.
10. Contact
HypeCity Intelligence Ltd.
Methodology / corrections: methodology@hypecity.com
Legal: founder@hypecity.com
We maintain a public correction log; flag any factual error and we'll log it within 5 business days.